The terms and conditions for banks and companies installment options are regularly updated, so periodic review is necessary.

February 2026 Terms and Conditions:

Interest-free installments with administrative fees

National Bank of Egypt Installment Plan:

• Offer Period: From 04-02-2026 to 28-02-2026.
• Installment Plan: Installments over a period of 12 months with no down payment, no interest, and no administrative fees.
• The offer is valid on selected products sold through Raneen, specifically Redmi Note 15 and Redmi Note 15 5G.

For all other products, installments will be processed through the National Bank of Egypt, with no interest and no down payment. Administrative fees will apply as outlined in the table below.

Admin Fees%	Installment Period
12	10
14	12
20	18
25	24
34	36

 

 

Bank Misr Installment Plan:

 

AdminFees%	Installment Period
8.5	6
13.5	12
18.5	18
22.5	24
29	36

 

 

 

Aman Company Installment Plan:

• For all installment periods, interest will be applied without any administrative fees as per the following table.

Advanced Payment	interest	Admin Fees%	Installment Period
0%	0%	7% is deducted from the first installment	3
0%	15%	0%	6
0%	23%	0%	9
0%	30%	0%	12
0%	45%	0%	18
0%	60%	0%	24

 

 

 

Installment Terms and Conditions for Souhoola Customers

For all installment periods available to Souhoola customers, interest charges will apply to the customer, with no administrative fees and no down payment.

 

Qatar National Bank (QNB) Installment Plan:

• Offer Period: From 04-02-2026 to 28-02-2026.
• Installment Plan: Installments over a period of 12 months with no down payment, no interest, and no administrative fees.
• The offer is valid on selected products sold through Raneen, specifically Redmi Note 15 and Redmi Note 15 5G.

For all other products, installments will be processed through the Qatar National Bank, with no interest and no down payment. Administrative fees will apply as outlined in the table below.

Admin Fees%	Installment Period
5.5	3
9	6
15.5	12
21.5	18
27.5	24

 

Installment Notes:

• The minimum order amount for installment requests for all banks is 500 EGP.

Premium Company Installment Plan:

• Installment for Premium customers is available for all periods with interest for the customer and no administrative fees, and is based on the offer prices

● ValU Company Installment plan:

• Installments are available for up to 60 months with interest and administrative fees, according to the contract between you and ValU.

• Installments are available for promotional priced products with no conditions and for all durations.

 

Terms and Conditions for Bank and Company Installment Plans

The terms and conditions for banks and companies installment options are regularly updated, so periodic review is necessary.

November 2025 Terms and Conditions:

Interest-free installments with administrative fees

National Bank of Egypt Installment Plan:

• The installment offer is for a period of 18 months without a down payment, without administrative fees, and without interest. Every day throughout November, from 6:00 AM until 6:00 PM on November 30th as well.
• The installment offer includes products sold by Raneen or by other merchants on the days (6–7–8–11–13–14–15–20–21–22–27–28–29), while on the remaining days of the month, the offer is available on Raneen products and some selected products from other merchants.
• As for the other installment periods, they are applied according to the table below:

Admin Fees%	Installment Period
12	10
14	12
0	18
25	24
34	36

 

Bank Misr Installment Plan:

• The installment plan through Banque Misr is available for a period of 6 & 12 months only, with no down payment, no interest, and no administrative fees.
• The installment offer includes products sold by Raneen or by other merchants on the days (6–7–8–11–13–14–15–20–21–22–27–28–29), while on the remaining days of the month, the offer is available on Raneen products and some selected products from other merchants.
  
• As for the other installment periods, they are applied according to the table below:

Admin Fees%	Installment Period
0	6
0	12
18.5	18
22.5	24
29	36

 

Qatar National Bank (QNB) Installment Plan:

Admin Fees%	Installment Period
5.5	3
9	6
15.5	12
21.5	18
27.5	24

 

Installment Notes:

• The minimum order amount for installment requests for all banks is 500 EGP.

Premium Company Installment Plan:

• Installment for Premium customers is available for all periods with interest for the customer and no administrative fees, and is based on the offer prices

Aman Company Installment Plan:

• Offer period: from 20-11-2025 to 27-11-2025

• Offer: No down payment, no interest, and no administrative fees, provided that the installment is for 6 months.

• For all installment periods, interest will be applied without any administrative fees as per the following table.

Advanced Payment	interest	Admin Fees%	Installment Period
0%	0%	7% is deducted from the first installment	3
0%	15%	0%	6
0%	23%	0%	9
0%	30%	0%	12
0%	45%	0%	18
0%	60%	0%	24

 

Souhoola Company Installment Plan:

• Offer period: from 01-11-2025 to 30-11-2025

• Offer: No down payment, no interest, no administrative fees, provided that the installment is for 6 months.

• Installment for Souhoola customers on other periods with interest for the customer, without administrative fees, and no down payment.

● ValU Company Installment plan:

• Installments are available for up to 60 months with interest and administrative fees, according to the contract between you and ValU.

• Installments are available for promotional priced products with no conditions and for all durations.